Specialist home insurance for second homes, holiday property or a cottage in the UK.

Obtaining suitable insurance for your holiday cottage or second home can be difficult and expensive. This is due to it being unoccupied for long periods, often during winter when there is a risk of burst pipes and flooding.

If you obtain cover you will probably find that in the small print most holiday home insurance restricts cover unless you comply with security requirements. For example, your property has to be checked weekly, must not be uninhabited for more than 30 days and the heating must be drained when left unoccupied. Failure to comply with such conditions could mean your claim is ruled invalid.

We understand that most holiday homes and second home owners only use their property occasionally, and such requirements are inconvenient. To accommodate this we have tailored a second home insurance policy that dose not restrict or exclude cover when your house is unoccupied and includes specialists features for holiday letting.

Should a quote be required please contact our office on 01204 841880 or Sharon Bailey on 07870379401.

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