Unoccupied Residential Insurance

Primecover do not just provide a blanket insurance policy for our clients. We work closely with our clients to ensure that their individual needs are met. We can offer three levels of cover in respect of our residential unoccupied properties:

Level 1 -

• Fire, Lightning, Explosion, or Earthquake
• Aircraft and other flying devices or items dropped from the air
• Property Owners Liability

Level 1 Plus 

• Fire, Lightning, Explosion, Earthquake and Aircraft and other flying devices or items dropped from them
• Storm, Flood or Weight of snow
• Collision by any vehicle or animal
• Breakage or collapse of fixed radio and television aerials, satellite dishes and their fixtures and fittings
• Subsidence or Heave of the site upon which the buildings stand or landslip (excluded if property undergoing structural work or to be sold) 
• Property Owners Liability

Level 2

• Fire, Lightning, Explosion, Earthquake and Aircraft and other flying devices or items dropped from them
• Storm, Flood or Weight of Snow
• Escape of Water from fixed water tanks, apparatus or pipes
• Escape of Water or Oil from fixed domestic oil-fired heating installation and smoke damage causd by a fault in any fixed domestic heating installation(s)
• Theft or attempted Theft 
• Malicious damage
• Collision by any vehicle or animal
• Riots, Strikes, Violent Disorder, Civil Commotion and Malicious Damage
• Breakage or collapse of fixed radio and television aerials, satellite dishes and their fittings and masts
• Subsidence or Heave of the site upon which the buildings stand or landslip (excluded if property undergoing structural work or to be sold)
• Falling Trees, Lamp-posts or Telegraph Poles 
• Property Owners Liability
   

We can also offer discounts if you opt for higher excess on your policy.